Call reports 2017
BANK OF THE VALLEY — 2017
What BANK OF THE VALLEY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 215,746,000 | 224,289,000 | 233,114,000 | 239,751,000 |
| Total loans | 171,288,000 | 182,271,000 | 190,589,000 | 191,511,000 |
| Allowance for loan losses | 2,747,000 | 2,864,000 | 2,975,000 | 2,955,000 |
| Securities available for sale | 31,154,000 | 29,276,000 | 29,091,000 | 30,158,000 |
| Securities held to maturity | 140,000 | 140,000 | 133,000 | 133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,478,000 | 178,493,000 | 187,042,000 | 193,530,000 |
| Interest-bearing deposits | 156,409,000 | 154,034,000 | 163,367,000 | 167,301,000 |
| Noninterest-bearing deposits | 24,069,000 | 24,459,000 | 23,675,000 | 26,229,000 |
| Equity capital | 20,327,000 | 20,710,000 | 21,163,000 | 21,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,242,000 | 4,626,000 | 7,167,000 | 9,745,000 |
| Interest expense | 398,000 | 856,000 | 1,352,000 | 1,889,000 |
| Net interest income | 1,844,000 | 3,770,000 | 5,815,000 | 7,856,000 |
| Noninterest income | 162,000 | 328,000 | 483,000 | 660,000 |
| Noninterest expense | 1,293,000 | 2,916,000 | 4,357,000 | 5,771,000 |
| Provision for loan losses | 80,000 | 200,000 | 320,000 | 320,000 |
| Pretax income | 633,000 | 1,044,000 | 1,687,000 | 2,491,000 |
| Income tax | 182,000 | 288,000 | 478,000 | 937,000 |
| Net income | 451,000 | 756,000 | 1,209,000 | 1,554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,122,000 | 19,178,000 | 19,579,000 | 19,718,000 |
| Total capital | 21,475,000 | 21,684,000 | 21,958,000 | 22,129,000 |
| Risk-weighted assets | 187,915,000 | 200,154,000 | 189,742,000 | 192,380,000 |