Call reports 2012
BANK OF THE VALLEY — 2012
What BANK OF THE VALLEY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,144,000 | 101,991,000 | 105,812,000 | 112,633,000 |
| Total loans | 73,044,000 | 81,051,000 | 83,723,000 | 87,431,000 |
| Allowance for loan losses | 1,125,000 | 1,188,000 | 1,245,000 | 1,249,000 |
| Securities available for sale | 15,275,000 | 15,192,000 | 12,276,000 | 15,112,000 |
| Securities held to maturity | 400,000 | 360,000 | 360,000 | 360,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,436,000 | 81,079,000 | 86,970,000 | 92,841,000 |
| Interest-bearing deposits | 70,721,000 | 67,441,000 | 72,970,000 | 76,111,000 |
| Noninterest-bearing deposits | 16,716,000 | 13,639,000 | 14,001,000 | 16,730,000 |
| Equity capital | 8,695,000 | 10,006,000 | 10,396,000 | 10,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,290,000 | 3,518,000 | 4,681,000 |
| Interest expense | 245,000 | 497,000 | 711,000 | 902,000 |
| Net interest income | 851,000 | 1,793,000 | 2,807,000 | 3,779,000 |
| Noninterest income | 70,000 | 134,000 | 197,000 | 262,000 |
| Noninterest expense | 580,000 | 1,143,000 | 1,774,000 | 2,430,000 |
| Provision for loan losses | 51,000 | 69,000 | 123,000 | 123,000 |
| Pretax income | 341,000 | 777,000 | 1,205,000 | 1,710,000 |
| Income tax | 100,000 | 222,000 | 345,000 | 520,000 |
| Net income | 241,000 | 555,000 | 860,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,619,000 | 9,922,000 | 10,247,000 | 10,450,000 |
| Total capital | 9,563,000 | 10,934,000 | 11,325,000 | 11,621,000 |
| Risk-weighted assets | 75,358,000 | 80,754,000 | 86,076,000 | 93,601,000 |