Call reports 2011
BANK OF THE VALLEY — 2011
What BANK OF THE VALLEY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,928,000 | 95,069,000 | 102,419,000 | 101,415,000 |
| Total loans | 70,705,000 | 76,409,000 | 82,110,000 | 77,053,000 |
| Allowance for loan losses | 927,000 | 998,000 | 1,036,000 | 1,072,000 |
| Securities available for sale | 8,350,000 | 8,233,000 | 11,798,000 | 11,815,000 |
| Securities held to maturity | 842,000 | 758,000 | 720,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,301,000 | 77,686,000 | 82,107,000 | 82,299,000 |
| Interest-bearing deposits | 62,122,000 | 65,365,000 | 70,698,000 | 68,863,000 |
| Noninterest-bearing deposits | 11,179,000 | 12,321,000 | 11,409,000 | 13,436,000 |
| Equity capital | 7,269,000 | 8,074,000 | 8,420,000 | 8,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,225,000 | 3,515,000 | 4,712,000 |
| Interest expense | 245,000 | 510,000 | 786,000 | 1,062,000 |
| Net interest income | 816,000 | 1,715,000 | 2,729,000 | 3,650,000 |
| Noninterest income | 62,000 | 142,000 | 210,000 | 273,000 |
| Noninterest expense | 584,000 | 1,096,000 | 1,659,000 | 2,259,000 |
| Provision for loan losses | 36,000 | 92,000 | 128,000 | 164,000 |
| Pretax income | 258,000 | 669,000 | 1,152,000 | 1,555,000 |
| Income tax | 75,000 | 203,000 | 354,000 | 475,000 |
| Net income | 183,000 | 466,000 | 798,000 | 1,080,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,139,000 | 7,890,000 | 8,319,000 | 8,405,000 |
| Total capital | 7,994,000 | 8,814,000 | 9,301,000 | 9,369,000 |
| Risk-weighted assets | 68,321,000 | 73,876,000 | 78,477,000 | 77,020,000 |