Call reports 2001
BANK OF THE VALLEY — 2001
What BANK OF THE VALLEY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 32,824,000 | 31,220,000 | 31,935,000 | 32,080,000 |
| Total loans | 24,787,000 | 25,581,000 | 26,273,000 | 25,103,000 |
| Allowance for loan losses | 385,000 | 402,000 | 419,000 | 623,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,105,000 | 3,243,000 | 3,040,000 | 3,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,096,000 | 27,417,000 | 28,061,000 | 28,410,000 |
| Interest-bearing deposits | 25,134,000 | 24,537,000 | 24,903,000 | 24,730,000 |
| Noninterest-bearing deposits | 3,962,000 | 2,880,000 | 3,158,000 | 3,680,000 |
| Equity capital | 2,447,000 | 2,438,000 | 2,512,000 | 2,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,301,000 | 1,930,000 | 2,543,000 |
| Interest expense | 356,000 | 688,000 | 990,000 | 1,255,000 |
| Net interest income | 297,000 | 613,000 | 940,000 | 1,288,000 |
| Noninterest income | 40,000 | 85,000 | 131,000 | 172,000 |
| Noninterest expense | 230,000 | 458,000 | 712,000 | 950,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 282,000 |
| Pretax income | 89,000 | 204,000 | 305,000 | 228,000 |
| Income tax | 23,000 | 57,000 | 84,000 | 42,000 |
| Net income | 66,000 | 147,000 | 221,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,447,000 | 2,438,000 | 2,512,000 | 2,442,000 |
| Total capital | 2,756,000 | 2,750,000 | 2,833,000 | 2,762,000 |
| Risk-weighted assets | 24,639,000 | 24,848,000 | 25,568,000 | 25,322,000 |