Call reports 2026
CLAY COUNTY BANK, INC. — 2026
What CLAY COUNTY BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 134,610,000 | 135,903,000 |
| Total loans | 64,374,000 | 66,041,000 |
| Allowance for loan losses | 1,180,000 | 1,146,000 |
| Securities available for sale | 43,907,000 | 43,575,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 115,381,000 | 116,151,000 |
| Interest-bearing deposits | 88,639,000 | 90,910,000 |
| Noninterest-bearing deposits | 26,742,000 | 25,241,000 |
| Equity capital | 18,521,000 | 18,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,696,000 | 3,439,000 |
| Interest expense | 445,000 | 881,000 |
| Net interest income | 1,251,000 | 2,558,000 |
| Noninterest income | 187,000 | 373,000 |
| Noninterest expense | 927,000 | 1,871,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 511,000 | 1,060,000 |
| Income tax | 103,000 | 210,000 |
| Net income | 408,000 | 850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,835,000 | 20,183,000 |