Call reports 2026
CITIZENS BANK AND TRUST, INC. — 2026
What CITIZENS BANK AND TRUST, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 |
|---|---|
| Total assets | 134,749,000 |
| Total loans | 79,750,000 |
| Allowance for loan losses | 1,328,000 |
| Securities available for sale | 21,628,000 |
| Securities held to maturity | 8,976,000 |
| Trading assets | 0 |
| Total deposits | 119,330,000 |
| Interest-bearing deposits | 87,671,000 |
| Noninterest-bearing deposits | 31,659,000 |
| Equity capital | 14,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 |
|---|---|
| Interest income | 1,891,000 |
| Interest expense | 247,000 |
| Net interest income | 1,644,000 |
| Noninterest income | 261,000 |
| Noninterest expense | 2,743,000 |
| Provision for loan losses | 33,000 |
| Pretax income | -871,000 |
| Income tax | -4,000 |
| Net income | -867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 |
|---|---|
| Tier 1 capital | 15,827,000 |
| Total capital | 16,735,000 |
| Risk-weighted assets | 72,194,000 |