Call reports 2025
SABINE STATE BANK AND TRUST COMPANY — 2025
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,394,923,000 | 1,331,022,000 | 1,325,595,000 | 1,313,421,000 |
| Total loans | 1,125,098,000 | 1,102,403,000 | 1,098,779,000 | 1,105,254,000 |
| Allowance for loan losses | 8,370,000 | 8,290,000 | 8,134,000 | 8,226,000 |
| Securities available for sale | 117,254,000 | 114,391,000 | 115,000,000 | 114,695,000 |
| Securities held to maturity | 1,387,000 | 1,387,000 | 1,387,000 | 1,066,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,256,886,000 | 1,186,073,000 | 1,175,921,000 | 1,167,052,000 |
| Interest-bearing deposits | 1,248,486,000 | 1,179,174,000 | 1,157,388,000 | 1,155,557,000 |
| Noninterest-bearing deposits | 8,400,000 | 6,899,000 | 18,533,000 | 11,495,000 |
| Equity capital | 124,991,000 | 134,624,000 | 135,012,000 | 135,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 21,505,000 | 42,654,000 | 63,471,000 | 83,401,000 |
| Interest expense | 4,851,000 | 9,227,000 | 13,513,000 | 17,415,000 |
| Net interest income | 16,654,000 | 33,427,000 | 49,958,000 | 65,986,000 |
| Noninterest income | 3,288,000 | 6,652,000 | 10,099,000 | 13,430,000 |
| Noninterest expense | 11,095,000 | 22,251,000 | 34,246,000 | 45,902,000 |
| Provision for loan losses | 208,000 | 345,000 | 345,000 | 906,000 |
| Pretax income | 8,611,000 | 17,455,000 | 25,438,000 | 32,551,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,611,000 | 17,455,000 | 25,438,000 | 32,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,748,000 | 140,377,000 | 139,587,000 | 139,227,000 |
| Total capital | 139,351,000 | 148,900,000 | 147,953,000 | 147,716,000 |
| Risk-weighted assets | 1,069,724,000 | 1,031,993,000 | 1,071,964,000 | 1,108,154,000 |