Call reports 2020
SABINE STATE BANK AND TRUST COMPANY — 2020
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 983,377,000 | 1,101,645,000 | 1,103,467,000 | 1,161,643,000 |
| Total loans | 734,464,000 | 749,224,000 | 728,332,000 | 716,094,000 |
| Allowance for loan losses | 6,240,000 | 7,526,000 | 7,264,000 | 9,551,000 |
| Securities available for sale | 76,409,000 | 81,215,000 | 79,034,000 | 80,408,000 |
| Securities held to maturity | 4,407,000 | 4,407,000 | 4,087,000 | 3,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 869,245,000 | 977,447,000 | 973,174,000 | 1,033,490,000 |
| Interest-bearing deposits | 817,521,000 | 913,778,000 | 913,126,000 | 959,199,000 |
| Noninterest-bearing deposits | 51,724,000 | 63,669,000 | 60,048,000 | 74,291,000 |
| Equity capital | 98,944,000 | 104,859,000 | 109,887,000 | 111,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,864,000 | 21,634,000 | 31,311,000 | 40,257,000 |
| Interest expense | 998,000 | 1,498,000 | 1,976,000 | 2,416,000 |
| Net interest income | 9,866,000 | 20,136,000 | 29,335,000 | 37,841,000 |
| Noninterest income | 3,286,000 | 6,424,000 | 10,184,000 | 14,058,000 |
| Noninterest expense | 9,056,000 | 19,785,000 | 28,235,000 | 36,415,000 |
| Provision for loan losses | 174,000 | 1,974,000 | 2,054,000 | 4,486,000 |
| Pretax income | 3,922,000 | 4,801,000 | 9,230,000 | 10,998,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,922,000 | 4,801,000 | 9,230,000 | 10,998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,082,000 | 103,959,000 | 108,388,000 | 110,159,000 |
| Total capital | 105,322,000 | 111,485,000 | 115,652,000 | 119,710,000 |
| Risk-weighted assets | 823,766,000 | 853,294,000 | 812,078,000 | 818,816,000 |