Call reports 2019
SABINE STATE BANK AND TRUST COMPANY — 2019
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 980,686,000 | 969,233,000 | 956,806,000 | 953,666,000 |
| Total loans | 725,342,000 | 743,194,000 | 749,550,000 | 743,797,000 |
| Allowance for loan losses | 6,127,000 | 6,304,000 | 6,113,000 | 6,169,000 |
| Securities available for sale | 83,121,000 | 83,800,000 | 87,215,000 | 87,356,000 |
| Securities held to maturity | 5,049,000 | 5,049,000 | 4,729,000 | 4,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 872,613,000 | 856,634,000 | 838,822,000 | 841,348,000 |
| Interest-bearing deposits | 829,738,000 | 814,202,000 | 795,853,000 | 789,725,000 |
| Noninterest-bearing deposits | 42,875,000 | 42,432,000 | 42,969,000 | 51,623,000 |
| Equity capital | 91,058,000 | 94,976,000 | 99,077,000 | 96,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,413,000 | 23,141,000 | 35,062,000 | 46,448,000 |
| Interest expense | 1,525,000 | 3,069,000 | 4,426,000 | 5,574,000 |
| Net interest income | 9,888,000 | 20,072,000 | 30,636,000 | 40,874,000 |
| Noninterest income | 3,167,000 | 6,252,000 | 9,553,000 | 12,840,000 |
| Noninterest expense | 8,871,000 | 17,988,000 | 26,959,000 | 35,947,000 |
| Provision for loan losses | 0 | 331,000 | 331,000 | 595,000 |
| Pretax income | 4,184,000 | 8,006,000 | 12,900,000 | 17,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,184,000 | 8,006,000 | 12,900,000 | 17,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,990,000 | 93,805,000 | 97,591,000 | 95,162,000 |
| Total capital | 96,117,000 | 100,109,000 | 103,704,000 | 101,331,000 |
| Risk-weighted assets | 847,598,000 | 865,599,000 | 866,923,000 | 846,426,000 |