Call reports 2018
SABINE STATE BANK AND TRUST COMPANY — 2018
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 883,626,000 | 881,186,000 | 902,258,000 | 898,304,000 |
| Total loans | 728,494,000 | 723,927,000 | 729,137,000 | 722,830,000 |
| Allowance for loan losses | 7,089,000 | 6,663,000 | 6,697,000 | 6,259,000 |
| Securities available for sale | 72,995,000 | 72,177,000 | 86,408,000 | 88,678,000 |
| Securities held to maturity | 5,691,000 | 5,691,000 | 5,371,000 | 5,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 776,050,000 | 771,924,000 | 795,432,000 | 790,602,000 |
| Interest-bearing deposits | 453,209,000 | 446,508,000 | 462,805,000 | 460,628,000 |
| Noninterest-bearing deposits | 322,841,000 | 325,416,000 | 332,627,000 | 329,974,000 |
| Equity capital | 86,410,000 | 88,418,000 | 88,340,000 | 90,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,971,000 | 20,322,000 | 31,107,000 | 42,244,000 |
| Interest expense | 758,000 | 1,595,000 | 2,649,000 | 3,832,000 |
| Net interest income | 9,213,000 | 18,727,000 | 28,458,000 | 38,412,000 |
| Noninterest income | 2,990,000 | 6,197,000 | 9,349,000 | 12,724,000 |
| Noninterest expense | 8,375,000 | 16,828,000 | 25,605,000 | 34,117,000 |
| Provision for loan losses | 250,000 | 250,000 | 626,000 | 1,186,000 |
| Pretax income | 3,578,000 | 7,846,000 | 11,576,000 | 15,833,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,578,000 | 7,846,000 | 11,576,000 | 15,833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,538,000 | 87,546,000 | 87,587,000 | 89,759,000 |
| Total capital | 92,627,000 | 94,209,000 | 94,284,000 | 96,018,000 |
| Risk-weighted assets | 832,746,000 | 836,900,000 | 841,746,000 | 843,656,000 |