Call reports 2017
SABINE STATE BANK AND TRUST COMPANY — 2017
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 870,384,000 | 857,011,000 | 864,274,000 | 871,844,000 |
| Total loans | 680,299,000 | 678,833,000 | 682,506,000 | 713,778,000 |
| Allowance for loan losses | 7,378,000 | 6,675,000 | 7,424,000 | 6,975,000 |
| Securities available for sale | 97,416,000 | 77,319,000 | 78,666,000 | 85,094,000 |
| Securities held to maturity | 6,317,000 | 6,317,000 | 5,997,000 | 5,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 763,237,000 | 746,915,000 | 750,699,000 | 764,368,000 |
| Interest-bearing deposits | 451,166,000 | 434,403,000 | 434,484,000 | 431,539,000 |
| Noninterest-bearing deposits | 312,071,000 | 312,512,000 | 316,215,000 | 332,829,000 |
| Equity capital | 83,487,000 | 86,056,000 | 86,861,000 | 86,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,009,000 | 18,225,000 | 27,697,000 | 37,344,000 |
| Interest expense | 542,000 | 1,145,000 | 1,796,000 | 2,446,000 |
| Net interest income | 8,467,000 | 17,080,000 | 25,901,000 | 34,898,000 |
| Noninterest income | 3,043,000 | 6,075,000 | 9,221,000 | 12,482,000 |
| Noninterest expense | 8,116,000 | 16,266,000 | 24,634,000 | 33,008,000 |
| Provision for loan losses | 290,000 | 290,000 | 1,042,000 | 1,042,000 |
| Pretax income | 3,104,000 | 6,599,000 | 9,449,000 | 13,333,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,104,000 | 6,599,000 | 9,449,000 | 13,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,104,000 | 85,432,000 | 85,629,000 | 85,218,000 |
| Total capital | 90,482,000 | 92,107,000 | 93,053,000 | 92,193,000 |
| Risk-weighted assets | 784,064,000 | 787,453,000 | 790,746,000 | 825,890,000 |