Call reports 2016
SABINE STATE BANK AND TRUST COMPANY — 2016
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 838,455,000 | 833,286,000 | 839,772,000 | 859,634,000 |
| Total loans | 648,154,000 | 635,225,000 | 659,104,000 | 673,386,000 |
| Allowance for loan losses | 7,044,000 | 6,807,000 | 7,291,000 | 7,345,000 |
| Securities available for sale | 106,364,000 | 103,941,000 | 104,379,000 | 105,776,000 |
| Securities held to maturity | 6,925,000 | 6,925,000 | 6,605,000 | 6,404,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 720,360,000 | 715,883,000 | 719,394,000 | 742,823,000 |
| Interest-bearing deposits | 437,229,000 | 431,915,000 | 418,753,000 | 425,616,000 |
| Noninterest-bearing deposits | 283,131,000 | 283,968,000 | 300,641,000 | 317,207,000 |
| Equity capital | 83,189,000 | 83,934,000 | 86,120,000 | 83,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,529,000 | 17,078,000 | 25,753,000 | 34,627,000 |
| Interest expense | 485,000 | 970,000 | 1,448,000 | 1,945,000 |
| Net interest income | 8,044,000 | 16,108,000 | 24,305,000 | 32,682,000 |
| Noninterest income | 3,044,000 | 5,913,000 | 8,687,000 | 11,491,000 |
| Noninterest expense | 7,270,000 | 14,782,000 | 22,814,000 | 30,592,000 |
| Provision for loan losses | 325,000 | 545,000 | 1,079,000 | 1,229,000 |
| Pretax income | 3,493,000 | 6,694,000 | 9,099,000 | 12,352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,493,000 | 6,694,000 | 9,099,000 | 12,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,363,000 | 82,147,000 | 84,535,000 | 83,215,000 |
| Total capital | 89,407,000 | 88,954,000 | 91,826,000 | 90,560,000 |
| Risk-weighted assets | 754,346,000 | 738,060,000 | 768,991,000 | 783,229,000 |