Call reports 2015
SABINE STATE BANK AND TRUST COMPANY — 2015
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 799,031,000 | 790,820,000 | 803,132,000 | 822,645,000 |
| Total loans | 581,387,000 | 604,736,000 | 622,359,000 | 637,439,000 |
| Allowance for loan losses | 6,454,000 | 6,515,000 | 6,837,000 | 6,720,000 |
| Securities available for sale | 111,202,000 | 109,912,000 | 114,550,000 | 114,411,000 |
| Securities held to maturity | 7,517,000 | 7,517,000 | 7,197,000 | 7,007,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,676,000 | 681,139,000 | 695,031,000 | 705,030,000 |
| Interest-bearing deposits | 420,019,000 | 419,942,000 | 417,195,000 | 421,136,000 |
| Noninterest-bearing deposits | 273,657,000 | 261,197,000 | 277,836,000 | 283,894,000 |
| Equity capital | 79,528,000 | 80,257,000 | 79,325,000 | 79,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,812,000 | 15,809,000 | 24,147,000 | 32,628,000 |
| Interest expense | 444,000 | 884,000 | 1,328,000 | 1,760,000 |
| Net interest income | 7,368,000 | 14,925,000 | 22,819,000 | 30,868,000 |
| Noninterest income | 2,893,000 | 6,956,000 | 9,962,000 | 12,982,000 |
| Noninterest expense | 6,963,000 | 14,308,000 | 21,919,000 | 29,126,000 |
| Provision for loan losses | 0 | 320,000 | 670,000 | 1,290,000 |
| Pretax income | 3,298,000 | 7,253,000 | 10,192,000 | 13,434,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,298,000 | 7,253,000 | 10,192,000 | 13,434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,667,000 | 80,086,000 | 79,040,000 | 79,252,000 |
| Total capital | 85,121,000 | 86,601,000 | 85,877,000 | 85,972,000 |
| Risk-weighted assets | 662,893,000 | 671,437,000 | 730,770,000 | 745,169,000 |