Call reports 2014
SABINE STATE BANK AND TRUST COMPANY — 2014
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 789,018,000 | 781,791,000 | 768,920,000 | 782,006,000 |
| Total loans | 546,464,000 | 563,685,000 | 573,838,000 | 577,134,000 |
| Allowance for loan losses | 6,455,000 | 6,156,000 | 6,071,000 | 6,346,000 |
| Securities available for sale | 94,791,000 | 114,081,000 | 128,157,000 | 130,790,000 |
| Securities held to maturity | 8,159,000 | 8,094,000 | 7,774,000 | 7,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,648,000 | 682,693,000 | 652,705,000 | 673,244,000 |
| Interest-bearing deposits | 425,315,000 | 422,052,000 | 405,685,000 | 408,191,000 |
| Noninterest-bearing deposits | 268,333,000 | 260,641,000 | 247,020,000 | 265,053,000 |
| Equity capital | 69,846,000 | 72,416,000 | 75,320,000 | 77,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,824,000 | 15,722,000 | 23,801,000 | 31,841,000 |
| Interest expense | 476,000 | 923,000 | 1,380,000 | 1,822,000 |
| Net interest income | 7,348,000 | 14,799,000 | 22,421,000 | 30,019,000 |
| Noninterest income | 2,840,000 | 5,858,000 | 9,046,000 | 12,387,000 |
| Noninterest expense | 6,864,000 | 14,891,000 | 21,756,000 | 28,491,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 584,000 |
| Pretax income | 3,324,000 | 5,766,000 | 9,561,000 | 13,331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,324,000 | 5,766,000 | 9,561,000 | 13,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,404,000 | 69,839,000 | 72,624,000 | 75,394,000 |
| Total capital | 73,859,000 | 75,108,000 | 78,695,000 | 81,740,000 |
| Risk-weighted assets | 553,499,000 | 572,356,000 | 583,572,000 | 592,168,000 |