Call reports 2013
SABINE STATE BANK AND TRUST COMPANY — 2013
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 737,849,000 | 724,636,000 | 730,077,000 | 734,523,000 |
| Total loans | 520,504,000 | 524,519,000 | 541,427,000 | 548,713,000 |
| Allowance for loan losses | 6,728,000 | 6,782,000 | 6,184,000 | 6,699,000 |
| Securities available for sale | 90,095,000 | 92,457,000 | 99,613,000 | 100,240,000 |
| Securities held to maturity | 9,048,000 | 8,983,000 | 8,663,000 | 8,437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 644,856,000 | 629,288,000 | 632,285,000 | 637,366,000 |
| Interest-bearing deposits | 400,709,000 | 398,202,000 | 391,797,000 | 392,044,000 |
| Noninterest-bearing deposits | 244,147,000 | 231,086,000 | 240,488,000 | 245,322,000 |
| Equity capital | 65,452,000 | 68,225,000 | 69,509,000 | 71,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,575,000 | 15,300,000 | 23,021,000 | 30,784,000 |
| Interest expense | 662,000 | 1,213,000 | 1,756,000 | 2,286,000 |
| Net interest income | 6,913,000 | 14,087,000 | 21,265,000 | 28,498,000 |
| Noninterest income | 2,720,000 | 5,853,000 | 8,826,000 | 11,727,000 |
| Noninterest expense | 6,361,000 | 12,623,000 | 19,212,000 | 25,779,000 |
| Provision for loan losses | 500,000 | 550,000 | 670,000 | 1,545,000 |
| Pretax income | 2,772,000 | 6,767,000 | 10,209,000 | 12,901,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,772,000 | 6,767,000 | 10,209,000 | 12,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,744,000 | 65,697,000 | 68,098,000 | 70,797,000 |
| Total capital | 68,306,000 | 72,335,000 | 74,282,000 | 77,496,000 |
| Risk-weighted assets | 524,931,000 | 530,890,000 | 547,329,000 | 556,406,000 |