Call reports 2012
SABINE STATE BANK AND TRUST COMPANY — 2012
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 698,969,000 | 688,892,000 | 699,291,000 | 704,801,000 |
| Total loans | 509,988,000 | 520,090,000 | 522,677,000 | 516,208,000 |
| Allowance for loan losses | 6,614,000 | 6,759,000 | 6,931,000 | 6,504,000 |
| Securities available for sale | 105,443,000 | 100,584,000 | 99,511,000 | 100,093,000 |
| Securities held to maturity | 10,937,000 | 10,596,000 | 10,186,000 | 9,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 611,297,000 | 597,911,000 | 603,040,000 | 614,163,000 |
| Interest-bearing deposits | 392,945,000 | 386,397,000 | 387,243,000 | 387,305,000 |
| Noninterest-bearing deposits | 218,352,000 | 211,514,000 | 215,797,000 | 226,858,000 |
| Equity capital | 60,679,000 | 64,193,000 | 67,192,000 | 63,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,700,000 | 15,442,000 | 23,329,000 | 31,183,000 |
| Interest expense | 753,000 | 1,476,000 | 2,179,000 | 2,873,000 |
| Net interest income | 6,947,000 | 13,966,000 | 21,150,000 | 28,310,000 |
| Noninterest income | 2,807,000 | 5,649,000 | 8,584,000 | 11,821,000 |
| Noninterest expense | 6,035,000 | 12,073,000 | 18,159,000 | 24,509,000 |
| Provision for loan losses | 0 | 210,000 | 510,000 | 1,010,000 |
| Pretax income | 3,719,000 | 7,332,000 | 11,065,000 | 14,612,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,719,000 | 7,332,000 | 11,065,000 | 14,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,643,000 | 60,208,000 | 62,894,000 | 59,013,000 |
| Total capital | 63,180,000 | 66,813,000 | 69,487,000 | 65,517,000 |
| Risk-weighted assets | 522,897,000 | 528,259,000 | 529,458,000 | 524,357,000 |