Call reports 2011
SABINE STATE BANK AND TRUST COMPANY — 2011
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 714,194,000 | 702,700,000 | 671,803,000 | 683,714,000 |
| Total loans | 453,721,000 | 467,795,000 | 478,824,000 | 500,046,000 |
| Allowance for loan losses | 6,360,000 | 6,353,000 | 6,730,000 | 6,650,000 |
| Securities available for sale | 133,317,000 | 151,511,000 | 125,483,000 | 118,894,000 |
| Securities held to maturity | 13,288,000 | 12,518,000 | 12,053,000 | 11,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,073,000 | 629,982,000 | 594,119,000 | 592,894,000 |
| Interest-bearing deposits | 474,562,000 | 459,852,000 | 391,399,000 | 387,975,000 |
| Noninterest-bearing deposits | 170,511,000 | 170,130,000 | 202,720,000 | 204,919,000 |
| Equity capital | 49,582,000 | 51,926,000 | 56,005,000 | 57,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,204,000 | 14,537,000 | 22,023,000 | 29,738,000 |
| Interest expense | 1,148,000 | 2,185,000 | 3,070,000 | 3,909,000 |
| Net interest income | 6,056,000 | 12,352,000 | 18,953,000 | 25,829,000 |
| Noninterest income | 2,726,000 | 5,241,000 | 8,103,000 | 11,109,000 |
| Noninterest expense | 5,925,000 | 11,757,000 | 17,688,000 | 23,663,000 |
| Provision for loan losses | 300,000 | 400,000 | 700,000 | 800,000 |
| Pretax income | 2,614,000 | 5,493,000 | 8,730,000 | 12,537,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,614,000 | 5,493,000 | 8,730,000 | 12,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,754,000 | 48,380,000 | 51,564,000 | 52,973,000 |
| Total capital | 52,663,000 | 54,473,000 | 57,748,000 | 59,437,000 |
| Risk-weighted assets | 472,279,000 | 487,147,000 | 496,600,000 | 516,965,000 |