Call reports 2010
SABINE STATE BANK AND TRUST COMPANY — 2010
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 678,163,000 | 671,087,000 | 660,683,000 | 685,483,000 |
| Total loans | 449,059,000 | 445,817,000 | 452,673,000 | 456,275,000 |
| Allowance for loan losses | 5,704,000 | 5,910,000 | 6,477,000 | 6,064,000 |
| Securities available for sale | 130,349,000 | 124,072,000 | 128,107,000 | 141,498,000 |
| Securities held to maturity | 16,308,000 | 15,531,000 | 14,828,000 | 14,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 614,345,000 | 599,726,000 | 594,209,000 | 614,136,000 |
| Interest-bearing deposits | 454,829,000 | 442,609,000 | 435,533,000 | 447,307,000 |
| Noninterest-bearing deposits | 159,516,000 | 157,117,000 | 158,676,000 | 166,829,000 |
| Equity capital | 47,626,000 | 51,202,000 | 54,825,000 | 46,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,328,000 | 14,523,000 | 21,795,000 | 29,208,000 |
| Interest expense | 1,315,000 | 2,562,000 | 3,782,000 | 5,018,000 |
| Net interest income | 6,013,000 | 11,961,000 | 18,013,000 | 24,190,000 |
| Noninterest income | 2,846,000 | 5,933,000 | 8,841,000 | 11,790,000 |
| Noninterest expense | 5,797,000 | 11,690,000 | 17,880,000 | 23,700,000 |
| Provision for loan losses | 450,000 | -1,846,000 | -1,196,000 | -988,000 |
| Pretax income | 2,612,000 | 8,050,000 | 10,170,000 | 13,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,612,000 | 8,050,000 | 10,170,000 | 13,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,806,000 | 47,440,000 | 49,501,000 | 44,194,000 |
| Total capital | 49,510,000 | 53,350,000 | 55,575,000 | 50,256,000 |
| Risk-weighted assets | 488,684,000 | 484,084,000 | 485,630,000 | 485,225,000 |