Call reports 2009
SABINE STATE BANK AND TRUST COMPANY — 2009
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 649,774,000 | 632,375,000 | 636,150,000 | 650,244,000 |
| Total loans | 428,685,000 | 430,023,000 | 438,065,000 | 441,161,000 |
| Allowance for loan losses | 3,960,000 | 4,891,000 | 5,385,000 | 5,412,000 |
| Securities available for sale | 144,039,000 | 142,148,000 | 137,955,000 | 135,483,000 |
| Securities held to maturity | 14,559,000 | 13,819,000 | 13,396,000 | 17,858,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 593,171,000 | 570,694,000 | 548,927,000 | 584,946,000 |
| Interest-bearing deposits | 446,301,000 | 426,527,000 | 407,723,000 | 433,463,000 |
| Noninterest-bearing deposits | 146,870,000 | 144,167,000 | 141,204,000 | 151,483,000 |
| Equity capital | 48,106,000 | 47,085,000 | 52,211,000 | 50,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,518,000 | 14,912,000 | 22,354,000 | 29,778,000 |
| Interest expense | 2,100,000 | 3,914,000 | 5,443,000 | 6,817,000 |
| Net interest income | 5,418,000 | 10,998,000 | 16,911,000 | 22,961,000 |
| Noninterest income | 2,844,000 | 5,744,000 | 8,692,000 | 11,639,000 |
| Noninterest expense | 5,594,000 | 11,665,000 | 17,629,000 | 23,625,000 |
| Provision for loan losses | 650,000 | 4,673,000 | 5,245,000 | 5,395,000 |
| Pretax income | 2,018,000 | 404,000 | 2,729,000 | 5,582,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,018,000 | 404,000 | 2,729,000 | 5,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,283,000 | 43,420,000 | 45,776,000 | 43,942,000 |
| Total capital | 48,243,000 | 48,311,000 | 51,161,000 | 49,354,000 |
| Risk-weighted assets | 453,960,000 | 453,484,000 | 477,093,000 | 475,752,000 |