Call reports 2007
SABINE STATE BANK AND TRUST COMPANY — 2007
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 580,212,000 | 577,335,000 | 585,485,000 | 609,286,000 |
| Total loans | 384,018,000 | 386,096,000 | 393,737,000 | 405,334,000 |
| Allowance for loan losses | 3,671,000 | 3,743,000 | 3,832,000 | 3,833,000 |
| Securities available for sale | 119,774,000 | 128,351,000 | 137,678,000 | 145,352,000 |
| Securities held to maturity | 17,862,000 | 16,723,000 | 16,446,000 | 16,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,662,000 | 511,368,000 | 516,487,000 | 533,926,000 |
| Interest-bearing deposits | 469,436,000 | 475,110,000 | 484,079,000 | 504,042,000 |
| Noninterest-bearing deposits | 42,226,000 | 36,258,000 | 32,408,000 | 29,884,000 |
| Equity capital | 38,671,000 | 39,357,000 | 41,273,000 | 43,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 9,205,000 | 18,944,000 | 28,728,000 | 38,453,000 |
| Interest expense | 3,878,000 | 8,123,000 | 12,332,000 | 16,556,000 |
| Net interest income | 5,327,000 | 10,821,000 | 16,396,000 | 21,897,000 |
| Noninterest income | 2,125,000 | 4,357,000 | 6,577,000 | 8,972,000 |
| Noninterest expense | 4,861,000 | 9,964,000 | 15,150,000 | 20,345,000 |
| Provision for loan losses | 0 | 100,000 | 400,000 | 700,000 |
| Pretax income | 2,581,000 | 5,104,000 | 7,413,000 | 9,814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,581,000 | 5,104,000 | 7,413,000 | 9,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,321,000 | 37,735,000 | 38,067,000 | 39,237,000 |
| Total capital | 39,992,000 | 41,478,000 | 41,899,000 | 43,070,000 |
| Risk-weighted assets | 395,830,000 | 398,480,000 | 408,496,000 | 427,036,000 |