Call reports 2006
SABINE STATE BANK AND TRUST COMPANY — 2006
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 493,830,000 | 521,172,000 | 533,936,000 | 556,113,000 |
| Total loans | 329,991,000 | 347,458,000 | 355,150,000 | 374,055,000 |
| Allowance for loan losses | 3,138,000 | 3,350,000 | 3,625,000 | 3,685,000 |
| Securities available for sale | 100,841,000 | 106,465,000 | 118,242,000 | 117,259,000 |
| Securities held to maturity | 22,997,000 | 21,796,000 | 21,514,000 | 21,463,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,380,000 | 429,964,000 | 465,227,000 | 473,705,000 |
| Interest-bearing deposits | 307,150,000 | 311,429,000 | 429,290,000 | 439,514,000 |
| Noninterest-bearing deposits | 122,230,000 | 118,535,000 | 35,937,000 | 34,191,000 |
| Equity capital | 35,670,000 | 33,646,000 | 37,028,000 | 37,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,344,000 | 15,424,000 | 24,059,000 | 33,047,000 |
| Interest expense | 2,531,000 | 5,417,000 | 8,820,000 | 12,429,000 |
| Net interest income | 4,813,000 | 10,007,000 | 15,239,000 | 20,618,000 |
| Noninterest income | 1,960,000 | 3,974,000 | 6,220,000 | 8,125,000 |
| Noninterest expense | 4,706,000 | 9,503,000 | 14,378,000 | 19,313,000 |
| Provision for loan losses | 225,000 | 452,000 | 752,000 | 875,000 |
| Pretax income | 1,842,000 | 4,026,000 | 6,329,000 | 8,555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,842,000 | 4,026,000 | 6,329,000 | 8,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,497,000 | 32,941,000 | 34,036,000 | 34,933,000 |
| Total capital | 36,635,000 | 36,291,000 | 37,661,000 | 38,618,000 |
| Risk-weighted assets | 336,246,000 | 362,107,000 | 369,541,000 | 383,463,000 |