Call reports 2004
SABINE STATE BANK AND TRUST COMPANY — 2004
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 400,941,000 | 396,998,000 | 408,525,000 | 426,236,000 |
| Total loans | 238,041,000 | 241,971,000 | 257,903,000 | 271,827,000 |
| Allowance for loan losses | 2,603,000 | 2,715,000 | 2,767,000 | 2,965,000 |
| Securities available for sale | 79,981,000 | 87,661,000 | 83,936,000 | 84,221,000 |
| Securities held to maturity | 29,371,000 | 31,013,000 | 34,093,000 | 34,046,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,636,000 | 355,874,000 | 354,764,000 | 371,309,000 |
| Interest-bearing deposits | 266,775,000 | 267,200,000 | 257,210,000 | 265,377,000 |
| Noninterest-bearing deposits | 91,861,000 | 88,674,000 | 97,554,000 | 105,932,000 |
| Equity capital | 31,696,000 | 28,422,000 | 30,972,000 | 30,916,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,302,000 | 9,043,000 | 13,981,000 | 19,226,000 |
| Interest expense | 1,025,000 | 2,144,000 | 3,311,000 | 4,582,000 |
| Net interest income | 3,277,000 | 6,899,000 | 10,670,000 | 14,644,000 |
| Noninterest income | 2,294,000 | 4,112,000 | 6,124,000 | 7,967,000 |
| Noninterest expense | 3,908,000 | 7,927,000 | 12,258,000 | 16,897,000 |
| Provision for loan losses | 195,000 | 347,000 | 467,000 | 717,000 |
| Pretax income | 1,517,000 | 2,786,000 | 4,115,000 | 4,999,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,517,000 | 2,786,000 | 4,115,000 | 4,999,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,054,000 | 25,635,000 | 26,259,000 | 26,685,000 |
| Total capital | 28,809,000 | 28,350,000 | 29,026,000 | 29,650,000 |
| Risk-weighted assets | 238,153,000 | 238,319,000 | 254,658,000 | 267,793,000 |