Call reports 2002
SABINE STATE BANK AND TRUST COMPANY — 2002
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 294,225,000 | 298,022,000 | 310,539,000 | 330,844,000 |
| Total loans | 189,598,000 | 196,909,000 | 204,068,000 | 204,742,000 |
| Allowance for loan losses | 1,453,000 | 1,481,000 | 1,441,000 | 2,017,000 |
| Securities available for sale | 62,454,000 | 62,835,000 | 64,225,000 | 64,206,000 |
| Securities held to maturity | 14,642,000 | 15,521,000 | 17,529,000 | 21,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,214,000 | 264,422,000 | 268,022,000 | 297,007,000 |
| Interest-bearing deposits | 211,708,000 | 204,745,000 | 203,578,000 | 229,154,000 |
| Noninterest-bearing deposits | 59,506,000 | 59,677,000 | 64,444,000 | 67,853,000 |
| Equity capital | 19,383,000 | 22,587,000 | 24,029,000 | 23,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,598,000 | 9,243,000 | 13,904,000 | 18,509,000 |
| Interest expense | 1,800,000 | 3,409,000 | 4,944,000 | 6,446,000 |
| Net interest income | 2,798,000 | 5,834,000 | 8,960,000 | 12,063,000 |
| Noninterest income | 1,192,000 | 2,489,000 | 3,782,000 | 5,342,000 |
| Noninterest expense | 3,159,000 | 6,482,000 | 9,944,000 | 13,624,000 |
| Provision for loan losses | 150,000 | 250,000 | 430,000 | 1,072,000 |
| Pretax income | 681,000 | 1,591,000 | 2,368,000 | 2,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 681,000 | 1,591,000 | 2,368,000 | 2,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,133,000 | 20,969,000 | 20,979,000 | 20,925,000 |
| Total capital | 20,586,000 | 22,450,000 | 22,420,000 | 23,094,000 |
| Risk-weighted assets | 185,372,000 | 193,197,000 | 201,228,000 | 207,380,000 |