Call reports 2001
SABINE STATE BANK AND TRUST COMPANY — 2001
What SABINE STATE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 276,286,000 | 277,826,000 | 280,897,000 | 291,073,000 |
| Total loans | 172,688,000 | 178,376,000 | 184,034,000 | 191,084,000 |
| Allowance for loan losses | 1,166,000 | 1,300,000 | 1,202,000 | 1,351,000 |
| Securities available for sale | 61,231,000 | 64,800,000 | 65,393,000 | 65,132,000 |
| Securities held to maturity | 6,561,000 | 8,910,000 | 10,335,000 | 12,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,089,000 | 252,715,000 | 247,263,000 | 254,353,000 |
| Interest-bearing deposits | 200,125,000 | 199,396,000 | 195,278,000 | 195,666,000 |
| Noninterest-bearing deposits | 51,964,000 | 53,319,000 | 51,985,000 | 58,687,000 |
| Equity capital | 19,922,000 | 20,070,000 | 20,563,000 | 19,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,278,000 | 10,452,000 | 15,531,000 | 20,584,000 |
| Interest expense | 2,562,000 | 5,069,000 | 7,377,000 | 9,360,000 |
| Net interest income | 2,716,000 | 5,383,000 | 8,154,000 | 11,224,000 |
| Noninterest income | 1,132,000 | 2,304,000 | 3,484,000 | 4,630,000 |
| Noninterest expense | 3,316,000 | 6,506,000 | 9,782,000 | 13,352,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 500,000 |
| Pretax income | 432,000 | 981,000 | 1,556,000 | 2,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 432,000 | 981,000 | 1,556,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,821,000 | 18,486,000 | 18,762,000 | 18,876,000 |
| Total capital | 18,987,000 | 19,786,000 | 19,964,000 | 20,227,000 |
| Risk-weighted assets | 168,195,000 | 171,885,000 | 177,682,000 | 184,376,000 |