Call reports 2003
MT. DIABLO NATIONAL BANK — 2003
What MT. DIABLO NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 500,720,000 | 560,855,000 | 561,940,000 | 519,754,000 |
| Total loans | 186,784,000 | 175,430,000 | 172,986,000 | 177,974,000 |
| Allowance for loan losses | 4,706,000 | 4,700,000 | 4,713,000 | 4,707,000 |
| Securities available for sale | 140,689,000 | 165,895,000 | 192,726,000 | 186,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,303,000 | 437,960,000 | 415,664,000 | 380,592,000 |
| Interest-bearing deposits | 352,544,000 | 407,244,000 | 382,692,000 | 343,549,000 |
| Noninterest-bearing deposits | 25,759,000 | 30,716,000 | 32,972,000 | 37,043,000 |
| Equity capital | 37,529,000 | 38,494,000 | 37,551,000 | 38,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,159,000 | 10,089,000 | 15,120,000 | 20,277,000 |
| Interest expense | 1,463,000 | 3,074,000 | 4,409,000 | 5,541,000 |
| Net interest income | 3,696,000 | 7,015,000 | 10,711,000 | 14,736,000 |
| Noninterest income | 532,000 | 1,164,000 | 1,755,000 | 2,222,000 |
| Noninterest expense | 3,243,000 | 5,918,000 | 8,834,000 | 11,589,000 |
| Provision for loan losses | 19,000 | 22,000 | 19,000 | 15,000 |
| Pretax income | 1,087,000 | 2,694,000 | 4,141,000 | 5,998,000 |
| Income tax | 399,000 | 995,000 | 1,537,000 | 2,245,000 |
| Net income | 688,000 | 1,699,000 | 2,604,000 | 3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,420,000 | 37,011,000 | 37,552,000 | 38,334,000 |
| Total capital | 39,721,000 | 40,325,000 | 40,992,000 | 41,760,000 |
| Risk-weighted assets | 262,639,000 | 263,675,000 | 273,781,000 | 272,704,000 |