Call reports 2002
MT. DIABLO NATIONAL BANK — 2002
What MT. DIABLO NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 553,894,000 | 503,798,000 | 525,278,000 | 503,202,000 |
| Total loans | 189,016,000 | 198,057,000 | 186,556,000 | 187,937,000 |
| Allowance for loan losses | 5,452,000 | 5,498,000 | 5,017,000 | 4,852,000 |
| Securities available for sale | 231,101,000 | 179,162,000 | 171,057,000 | 144,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,052,000 | 343,279,000 | 372,851,000 | 356,189,000 |
| Interest-bearing deposits | 309,244,000 | 320,739,000 | 345,124,000 | 326,054,000 |
| Noninterest-bearing deposits | 24,808,000 | 22,540,000 | 27,727,000 | 30,135,000 |
| Equity capital | 32,627,000 | 34,914,000 | 37,181,000 | 37,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,319,000 | 14,314,000 | 20,721,000 | 26,511,000 |
| Interest expense | 2,273,000 | 4,434,000 | 6,506,000 | 8,360,000 |
| Net interest income | 5,046,000 | 9,880,000 | 14,215,000 | 18,151,000 |
| Noninterest income | 515,000 | 889,000 | 2,141,000 | 2,710,000 |
| Noninterest expense | 3,017,000 | 6,033,000 | 9,130,000 | 12,167,000 |
| Provision for loan losses | 416,000 | 462,000 | 0 | -107,000 |
| Pretax income | 2,177,000 | 4,525,000 | 7,890,000 | 9,465,000 |
| Income tax | 839,000 | 1,754,000 | 3,005,000 | 3,607,000 |
| Net income | 1,338,000 | 2,771,000 | 4,885,000 | 5,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,592,000 | 33,710,000 | 35,429,000 | 36,067,000 |
| Total capital | 36,085,000 | 37,151,000 | 38,779,000 | 39,358,000 |
| Risk-weighted assets | 277,508,000 | 273,255,000 | 266,306,000 | 261,704,000 |