Call reports 2001
MT. DIABLO NATIONAL BANK — 2001
What MT. DIABLO NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 342,527,000 | 423,133,000 | 461,990,000 | 524,252,000 |
| Total loans | 189,837,000 | 189,045,000 | 193,298,000 | 196,956,000 |
| Allowance for loan losses | 5,103,000 | 5,137,000 | 5,091,000 | 4,996,000 |
| Securities available for sale | 73,826,000 | 126,919,000 | 176,589,000 | 222,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,358,000 | 284,213,000 | 286,731,000 | 313,281,000 |
| Interest-bearing deposits | 239,107,000 | 256,332,000 | 262,165,000 | 285,554,000 |
| Noninterest-bearing deposits | 32,251,000 | 27,881,000 | 24,566,000 | 27,727,000 |
| Equity capital | 24,870,000 | 25,706,000 | 28,140,000 | 29,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,105,000 | 13,000,000 | 20,381,000 | 27,724,000 |
| Interest expense | 2,083,000 | 4,606,000 | 7,420,000 | 9,998,000 |
| Net interest income | 4,022,000 | 8,394,000 | 12,961,000 | 17,726,000 |
| Noninterest income | 232,000 | 509,000 | 806,000 | 1,100,000 |
| Noninterest expense | 2,941,000 | 5,864,000 | 8,852,000 | 11,889,000 |
| Provision for loan losses | 312,000 | 344,000 | 298,000 | 203,000 |
| Pretax income | 1,347,000 | 3,380,000 | 5,394,000 | 7,494,000 |
| Income tax | 489,000 | 1,240,000 | 1,999,000 | 2,785,000 |
| Net income | 858,000 | 2,140,000 | 3,395,000 | 4,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,146,000 | 25,174,000 | 26,160,000 | 29,364,000 |
| Total capital | 27,160,000 | 28,348,000 | 29,353,000 | 32,769,000 |
| Risk-weighted assets | 239,027,000 | 251,976,000 | 253,540,000 | 270,789,000 |