Call reports 2005
FIRST STATE BANK — 2005
What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 30,602,000 | 34,143,000 | 35,120,000 |
| Total loans | 22,139,000 | 23,584,000 | 21,803,000 |
| Allowance for loan losses | 268,000 | 240,000 | 215,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 503,000 | 502,000 | 501,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 26,825,000 | 30,347,000 | 31,220,000 |
| Interest-bearing deposits | 21,767,000 | 25,141,000 | 26,451,000 |
| Noninterest-bearing deposits | 5,058,000 | 5,206,000 | 4,769,000 |
| Equity capital | 3,714,000 | 3,728,000 | 3,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 460,000 | 974,000 | 1,566,000 |
| Interest expense | 142,000 | 321,000 | 534,000 |
| Net interest income | 318,000 | 653,000 | 1,032,000 |
| Noninterest income | 32,000 | 70,000 | 108,000 |
| Noninterest expense | 353,000 | 760,000 | 1,090,000 |
| Provision for loan losses | -73,000 | -121,000 | -146,000 |
| Pretax income | 70,000 | 84,000 | 196,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 70,000 | 84,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 3,714,000 | 3,728,000 | 3,840,000 |
| Total capital | 4,004,000 | 3,990,000 | 4,077,000 |
| Risk-weighted assets | 25,552,000 | 26,840,000 | 26,078,000 |