Call reports 2004
FIRST STATE BANK — 2004
What FIRST STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 29,756,000 | 29,873,000 | 31,380,000 | 29,315,000 |
| Total loans | 19,342,000 | 20,341,000 | 22,766,000 | 22,306,000 |
| Allowance for loan losses | 373,000 | 353,000 | 353,000 | 346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,512,000 | 1,509,000 | 1,506,000 | 504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,995,000 | 25,954,000 | 27,467,000 | 25,601,000 |
| Interest-bearing deposits | 21,229,000 | 21,448,000 | 22,219,000 | 20,152,000 |
| Noninterest-bearing deposits | 4,766,000 | 4,506,000 | 5,248,000 | 5,449,000 |
| Equity capital | 3,708,000 | 3,835,000 | 3,819,000 | 3,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 396,000 | 823,000 | 1,245,000 | 1,722,000 |
| Interest expense | 89,000 | 184,000 | 289,000 | 408,000 |
| Net interest income | 307,000 | 639,000 | 956,000 | 1,314,000 |
| Noninterest income | 114,000 | 261,000 | 290,000 | 276,000 |
| Noninterest expense | 341,000 | 693,000 | 1,055,000 | 1,402,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 207,000 | 191,000 | 188,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 207,000 | 191,000 | 188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,708,000 | 3,835,000 | 3,819,000 | 3,644,000 |
| Total capital | 4,001,000 | 4,135,000 | 4,152,000 | 3,966,000 |
| Risk-weighted assets | 23,301,000 | 23,952,000 | 26,647,000 | 25,706,000 |