Call reports 2003
FIRST STATE BANK — 2003
What FIRST STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,613,000 | 30,269,000 | 31,032,000 | 30,076,000 |
| Total loans | 19,755,000 | 20,930,000 | 22,147,000 | 19,749,000 |
| Allowance for loan losses | 461,000 | 424,000 | 425,000 | 407,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 1,010,000 | 1,518,000 | 1,515,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,090,000 | 26,683,000 | 27,406,000 | 26,395,000 |
| Interest-bearing deposits | 21,154,000 | 21,897,000 | 22,011,000 | 21,064,000 |
| Noninterest-bearing deposits | 4,936,000 | 4,786,000 | 5,395,000 | 5,331,000 |
| Equity capital | 3,464,000 | 3,513,000 | 3,554,000 | 3,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 387,000 | 817,000 | 1,227,000 | 1,635,000 |
| Interest expense | 100,000 | 207,000 | 305,000 | 396,000 |
| Net interest income | 287,000 | 610,000 | 922,000 | 1,239,000 |
| Noninterest income | 35,000 | 131,000 | 168,000 | 324,000 |
| Noninterest expense | 289,000 | 659,000 | 967,000 | 1,231,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 82,000 | 123,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 82,000 | 123,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,464,000 | 3,513,000 | 3,554,000 | 3,628,000 |
| Total capital | 3,769,000 | 3,830,000 | 3,878,000 | 3,928,000 |
| Risk-weighted assets | 24,204,000 | 25,212,000 | 25,833,000 | 23,902,000 |