Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,086,000 | 30,997,000 | 27,929,000 | 27,271,000 |
| Total loans | 22,891,000 | 22,825,000 | 19,982,000 | 20,886,000 |
| Allowance for loan losses | 514,000 | 460,000 | 460,000 | 460,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,007,000 | 1,000,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,568,000 | 27,514,000 | 24,367,000 | 23,786,000 |
| Interest-bearing deposits | 25,478,000 | 21,980,000 | 18,987,000 | 18,747,000 |
| Noninterest-bearing deposits | 5,090,000 | 5,534,000 | 5,380,000 | 5,039,000 |
| Equity capital | 3,460,000 | 3,431,000 | 3,495,000 | 3,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,150,000 | 1,601,000 | 2,056,000 |
| Interest expense | 215,000 | 399,000 | 534,000 | 641,000 |
| Net interest income | 426,000 | 751,000 | 1,067,000 | 1,415,000 |
| Noninterest income | 29,000 | 32,000 | 74,000 | 113,000 |
| Noninterest expense | 258,000 | 597,000 | 891,000 | 1,247,000 |
| Provision for loan losses | 0 | 18,000 | 18,000 | 18,000 |
| Pretax income | 197,000 | 168,000 | 232,000 | 263,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 168,000 | 232,000 | 263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,460,000 | 3,431,000 | 3,495,000 | 3,431,000 |
| Total capital | 3,780,000 | 3,743,000 | 3,786,000 | 3,738,000 |
| Risk-weighted assets | 25,458,000 | 24,793,000 | 23,086,000 | 24,353,000 |