Call reports 2010
TREATY OAK BANK — 2010
What TREATY OAK BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 141,573,000 | 118,639,000 | 110,522,000 | 109,617,000 |
| Total loans | 100,730,000 | 88,160,000 | 78,722,000 | 69,702,000 |
| Allowance for loan losses | 5,332,000 | 8,088,000 | 6,585,000 | 6,392,000 |
| Securities available for sale | 2,039,000 | 4,553,000 | 6,695,000 | 6,208,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,876,000 | 104,451,000 | 97,102,000 | 96,543,000 |
| Interest-bearing deposits | 88,369,000 | 76,898,000 | 69,987,000 | 72,038,000 |
| Noninterest-bearing deposits | 30,508,000 | 27,553,000 | 27,114,000 | 24,505,000 |
| Equity capital | 11,068,000 | 6,323,000 | 5,558,000 | 5,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,485,000 | 2,761,000 | 3,839,000 | 4,914,000 |
| Interest expense | 336,000 | 619,000 | 879,000 | 1,127,000 |
| Net interest income | 1,149,000 | 2,142,000 | 2,960,000 | 3,787,000 |
| Noninterest income | 226,000 | 462,000 | 693,000 | 982,000 |
| Noninterest expense | 1,385,000 | 2,954,000 | 4,604,000 | 6,204,000 |
| Provision for loan losses | 0 | 4,421,000 | 4,521,000 | 4,521,000 |
| Pretax income | 61,000 | -4,700,000 | -5,317,000 | -5,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 61,000 | -4,700,000 | -5,317,000 | -5,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,637,000 | 4,884,000 | 4,270,000 | 3,793,000 |
| Total capital | 10,947,000 | 5,949,000 | 5,300,000 | 4,693,000 |
| Risk-weighted assets | 104,780,000 | 85,309,000 | 82,516,000 | 71,681,000 |