Call reports 2009
TREATY OAK BANK — 2009
What TREATY OAK BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 139,419,000 | 138,918,000 | 140,482,000 | 147,020,000 |
| Total loans | 117,764,000 | 117,972,000 | 114,025,000 | 111,378,000 |
| Allowance for loan losses | 1,693,000 | 2,835,000 | 2,035,000 | 5,391,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 6,086,000 | 6,536,000 | 4,972,000 | 4,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,723,000 | 117,730,000 | 117,840,000 | 125,042,000 |
| Interest-bearing deposits | 89,154,000 | 89,357,000 | 89,749,000 | 92,922,000 |
| Noninterest-bearing deposits | 28,568,000 | 28,373,000 | 28,092,000 | 32,120,000 |
| Equity capital | 13,374,000 | 12,694,000 | 14,312,000 | 10,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,521,000 | 3,127,000 | 4,768,000 | 6,342,000 |
| Interest expense | 422,000 | 823,000 | 1,216,000 | 1,590,000 |
| Net interest income | 1,099,000 | 2,304,000 | 3,552,000 | 4,752,000 |
| Noninterest income | 168,000 | 342,000 | 582,000 | 766,000 |
| Noninterest expense | 1,277,000 | 2,597,000 | 3,910,000 | 5,215,000 |
| Provision for loan losses | 226,000 | 2,165,000 | 2,271,000 | 7,215,000 |
| Pretax income | -236,000 | -2,116,000 | -2,047,000 | -6,912,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -236,000 | -2,116,000 | -2,047,000 | -6,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,072,000 | 11,394,000 | 13,015,000 | 9,570,000 |
| Total capital | 13,627,000 | 12,918,000 | 14,495,000 | 11,010,000 |
| Risk-weighted assets | 124,260,000 | 120,484,000 | 118,060,000 | 115,033,000 |