Call reports 2007
TREATY OAK BANK — 2007
What TREATY OAK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 89,967,000 | 108,222,000 | 110,564,000 | 111,553,000 |
| Total loans | 73,731,000 | 78,651,000 | 84,054,000 | 85,846,000 |
| Allowance for loan losses | 646,000 | 717,000 | 789,000 | 843,000 |
| Securities available for sale | 13,000 | 11,000 | 6,000 | 5,000 |
| Securities held to maturity | 1,448,000 | 1,451,000 | 354,000 | 1,209,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,664,000 | 97,597,000 | 99,730,000 | 100,657,000 |
| Interest-bearing deposits | 52,901,000 | 70,204,000 | 69,408,000 | 78,836,000 |
| Noninterest-bearing deposits | 21,763,000 | 27,393,000 | 30,322,000 | 21,820,000 |
| Equity capital | 9,869,000 | 10,076,000 | 10,289,000 | 10,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,587,000 | 5,682,000 | 7,742,000 |
| Interest expense | 559,000 | 1,221,000 | 1,970,000 | 2,721,000 |
| Net interest income | 1,138,000 | 2,366,000 | 3,712,000 | 5,021,000 |
| Noninterest income | 61,000 | 151,000 | 210,000 | 289,000 |
| Noninterest expense | 937,000 | 1,974,000 | 3,090,000 | 4,266,000 |
| Provision for loan losses | 70,000 | 145,000 | 220,000 | 306,000 |
| Pretax income | 192,000 | 398,000 | 612,000 | 738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 192,000 | 398,000 | 612,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,669,000 | 8,878,000 | 9,094,000 | 9,223,000 |
| Total capital | 9,315,000 | 9,595,000 | 9,883,000 | 10,066,000 |
| Risk-weighted assets | 81,425,000 | 87,242,000 | 93,183,000 | 96,940,000 |