Call reports 2006
TREATY OAK BANK — 2006
What TREATY OAK BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 66,282,000 | 68,877,000 | 91,352,000 | 89,895,000 |
| Total loans | 48,891,000 | 53,280,000 | 60,170,000 | 68,869,000 |
| Allowance for loan losses | 358,000 | 437,000 | 551,000 | 575,000 |
| Securities available for sale | 418,000 | 418,000 | 16,000 | 15,000 |
| Securities held to maturity | 2,504,000 | 2,005,000 | 2,006,000 | 1,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,058,000 | 59,388,000 | 81,545,000 | 79,868,000 |
| Interest-bearing deposits | 33,604,000 | 32,038,000 | 53,394,000 | 53,269,000 |
| Noninterest-bearing deposits | 23,454,000 | 27,350,000 | 28,152,000 | 26,599,000 |
| Equity capital | 9,009,000 | 9,215,000 | 9,419,000 | 9,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,066,000 | 2,292,000 | 3,740,000 | 5,497,000 |
| Interest expense | 218,000 | 476,000 | 856,000 | 1,437,000 |
| Net interest income | 848,000 | 1,816,000 | 2,884,000 | 4,060,000 |
| Noninterest income | 34,000 | 96,000 | 156,000 | 212,000 |
| Noninterest expense | 726,000 | 1,462,000 | 2,272,000 | 3,171,000 |
| Provision for loan losses | 45,000 | 135,000 | 249,000 | 325,000 |
| Pretax income | 111,000 | 315,000 | 519,000 | 776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 111,000 | 315,000 | 519,000 | 776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,796,000 | 8,006,000 | 8,214,000 | 8,474,000 |
| Total capital | 8,154,000 | 8,443,000 | 8,764,000 | 9,049,000 |
| Risk-weighted assets | 54,261,000 | 59,377,000 | 72,130,000 | 75,923,000 |