Call reports 2004
TREATY OAK BANK — 2004
What TREATY OAK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 12,674,000 | 12,090,000 | 20,895,000 | 36,638,000 |
| Total loans | 8,575,000 | 8,174,000 | 10,170,000 | 15,373,000 |
| Allowance for loan losses | 133,000 | 171,000 | 217,000 | 228,000 |
| Securities available for sale | 89,000 | 72,000 | 463,000 | 455,000 |
| Securities held to maturity | 411,000 | 408,000 | 8,000 | 5,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,116,000 | 8,807,000 | 13,193,000 | 26,769,000 |
| Interest-bearing deposits | 6,860,000 | 6,839,000 | 10,615,000 | 21,915,000 |
| Noninterest-bearing deposits | 2,256,000 | 1,968,000 | 2,578,000 | 4,854,000 |
| Equity capital | 2,730,000 | 2,564,000 | 7,666,000 | 9,305,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 47,000 | 242,000 | 456,000 | 774,000 |
| Interest expense | 7,000 | 40,000 | 87,000 | 174,000 |
| Net interest income | 40,000 | 202,000 | 369,000 | 600,000 |
| Noninterest income | 6,000 | 31,000 | 48,000 | 66,000 |
| Noninterest expense | 41,000 | 464,000 | 953,000 | 1,559,000 |
| Provision for loan losses | 0 | 0 | 95,000 | 95,000 |
| Pretax income | 5,000 | -231,000 | -631,000 | -988,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | -380,000 | -780,000 | -1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,800,000 | 1,334,000 | 6,439,000 | 8,083,000 |
| Total capital | 1,899,000 | 1,441,000 | 6,582,000 | 8,311,000 |
| Risk-weighted assets | 7,862,000 | 8,488,000 | 11,394,000 | 20,796,000 |