Call reports 2002
TREATY OAK BANK — 2002
What TREATY OAK BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 13,004,000 | 12,974,000 | 12,661,000 | 12,906,000 |
| Total loans | 10,619,000 | 10,602,000 | 10,077,000 | 9,361,000 |
| Allowance for loan losses | 282,000 | 274,000 | 248,000 | 282,000 |
| Securities available for sale | 276,000 | 248,000 | 224,000 | 183,000 |
| Securities held to maturity | 266,000 | 256,000 | 249,000 | 241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,541,000 | 10,020,000 | 10,225,000 | 10,512,000 |
| Interest-bearing deposits | 8,388,000 | 8,308,000 | 8,466,000 | 8,411,000 |
| Noninterest-bearing deposits | 2,152,000 | 1,712,000 | 1,759,000 | 2,101,000 |
| Equity capital | 1,125,000 | 1,110,000 | 1,097,000 | 1,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 485,000 | 728,000 | 955,000 |
| Interest expense | 104,000 | 194,000 | 268,000 | 338,000 |
| Net interest income | 142,000 | 291,000 | 460,000 | 617,000 |
| Noninterest income | 28,000 | 60,000 | 82,000 | 107,000 |
| Noninterest expense | 193,000 | 395,000 | 575,000 | 756,000 |
| Provision for loan losses | 189,000 | 189,000 | 207,000 | 240,000 |
| Pretax income | -212,000 | -233,000 | -242,000 | -272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -212,000 | -233,000 | -242,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,124,000 | 1,106,000 | 1,091,000 | 1,063,000 |
| Total capital | 1,245,000 | 1,232,000 | 1,209,000 | 1,176,000 |
| Risk-weighted assets | 9,545,000 | 9,933,000 | 9,284,000 | 8,849,000 |