Call reports 2001
TREATY OAK BANK — 2001
What TREATY OAK BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,357,000 | 15,510,000 | 14,643,000 | 13,919,000 |
| Total loans | 12,307,000 | 11,394,000 | 11,074,000 | 10,811,000 |
| Allowance for loan losses | 146,000 | 222,000 | 383,000 | 249,000 |
| Securities available for sale | 405,000 | 390,000 | 386,000 | 357,000 |
| Securities held to maturity | 290,000 | 282,000 | 276,000 | 276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,121,000 | 13,354,000 | 11,925,000 | 11,283,000 |
| Interest-bearing deposits | 12,547,000 | 11,567,000 | 9,868,000 | 9,460,000 |
| Noninterest-bearing deposits | 1,574,000 | 1,787,000 | 2,057,000 | 1,823,000 |
| Equity capital | 1,576,000 | 1,482,000 | 1,334,000 | 1,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 684,000 | 990,000 | 1,258,000 |
| Interest expense | 195,000 | 380,000 | 511,000 | 636,000 |
| Net interest income | 159,000 | 304,000 | 479,000 | 622,000 |
| Noninterest income | 29,000 | 64,000 | 91,000 | 122,000 |
| Noninterest expense | 202,000 | 387,000 | 571,000 | 828,000 |
| Provision for loan losses | 0 | 80,000 | 248,000 | 248,000 |
| Pretax income | -14,000 | -99,000 | -249,000 | -332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -99,000 | -249,000 | -332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,580,000 | 1,482,000 | 1,335,000 | 1,252,000 |
| Total capital | 1,726,000 | 1,616,000 | 1,465,000 | 1,377,000 |
| Risk-weighted assets | 16,533,000 | 10,649,000 | 10,167,000 | 9,877,000 |