Call reports 2020
KEYSTONE BANK, SSB — 2020
What KEYSTONE BANK, SSB reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 222,777,000 | 342,563,000 | 338,601,000 | 338,692,000 |
| Total loans | 130,532,000 | 242,676,000 | 268,676,000 | 263,679,000 |
| Allowance for loan losses | 749,000 | 962,000 | 1,371,000 | 1,774,000 |
| Securities available for sale | 22,083,000 | 24,776,000 | 22,984,000 | 23,715,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,910,000 | 248,895,000 | 266,350,000 | 272,968,000 |
| Interest-bearing deposits | 124,915,000 | 147,685,000 | 174,676,000 | 183,969,000 |
| Noninterest-bearing deposits | 59,995,000 | 101,210,000 | 91,674,000 | 88,999,000 |
| Equity capital | 37,259,000 | 37,788,000 | 37,848,000 | 38,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,998,000 | 8,041,000 | 11,747,000 |
| Interest expense | 482,000 | 903,000 | 1,366,000 | 1,824,000 |
| Net interest income | 1,884,000 | 4,095,000 | 6,675,000 | 9,923,000 |
| Noninterest income | 144,000 | 340,000 | 604,000 | 944,000 |
| Noninterest expense | 1,839,000 | 3,887,000 | 6,258,000 | 8,915,000 |
| Provision for loan losses | 174,000 | 380,000 | 773,000 | 1,173,000 |
| Pretax income | 39,000 | 192,000 | 272,000 | 803,000 |
| Income tax | -29,000 | -41,000 | -111,000 | -2,000 |
| Net income | 68,000 | 233,000 | 383,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,317,000 | 29,543,000 | 29,438,000 | 29,921,000 |
| Total capital | 30,065,000 | 30,505,000 | 30,809,000 | 31,695,000 |
| Risk-weighted assets | 144,152,000 | 178,089,000 | 195,480,000 | 212,434,000 |
Machine access — free, no API key
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