Call reports 2018
KEYSTONE BANK, SSB — 2018
What KEYSTONE BANK, SSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 42,419,000 | 42,668,000 | 41,384,000 | 75,247,000 |
| Total loans | 16,335,000 | 16,439,000 | 16,725,000 | 16,320,000 |
| Allowance for loan losses | 278,000 | 276,000 | 281,000 | 19,000 |
| Securities available for sale | 20,058,000 | 498,000 | 498,000 | 977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,496,000 | 38,753,000 | 37,441,000 | 47,964,000 |
| Interest-bearing deposits | 23,848,000 | 22,301,000 | 21,640,000 | 31,614,000 |
| Noninterest-bearing deposits | 14,648,000 | 16,452,000 | 15,801,000 | 16,350,000 |
| Equity capital | 3,851,000 | 3,836,000 | 3,854,000 | 27,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 809,000 | 1,187,000 | 452,000 |
| Interest expense | 14,000 | 29,000 | 45,000 | 40,000 |
| Net interest income | 371,000 | 780,000 | 1,142,000 | 412,000 |
| Noninterest income | 85,000 | 169,000 | 253,000 | 71,000 |
| Noninterest expense | 317,000 | 618,000 | 1,006,000 | 727,000 |
| Provision for loan losses | 0 | 25,000 | 64,000 | 20,000 |
| Pretax income | 139,000 | -502,000 | -483,000 | -264,000 |
| Income tax | 0 | 0 | 0 | -27,000 |
| Net income | 139,000 | -502,000 | -483,000 | -237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,477,000 | 3,836,000 | 3,854,000 | 25,673,000 |
| Total capital | 4,732,000 | 4,091,000 | 4,108,000 | 25,692,000 |
| Risk-weighted assets | 20,410,000 | 20,428,000 | 20,330,000 | 26,395,000 |