Call reports 2017
KEYSTONE BANK, SSB — 2017
What KEYSTONE BANK, SSB reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,968,000 | 43,528,000 | 43,011,000 | 42,224,000 |
| Total loans | 16,150,000 | 15,871,000 | 17,158,000 | 16,136,000 |
| Allowance for loan losses | 269,000 | 265,000 | 276,000 | 277,000 |
| Securities available for sale | 21,983,000 | 21,747,000 | 21,594,000 | 20,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,736,000 | 39,044,000 | 38,458,000 | 37,802,000 |
| Interest-bearing deposits | 25,796,000 | 24,767,000 | 23,572,000 | 23,724,000 |
| Noninterest-bearing deposits | 14,940,000 | 14,277,000 | 14,886,000 | 14,078,000 |
| Equity capital | 4,162,000 | 4,376,000 | 4,447,000 | 3,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 740,000 | 1,117,000 | 1,498,000 |
| Interest expense | 14,000 | 28,000 | 43,000 | 56,000 |
| Net interest income | 359,000 | 712,000 | 1,074,000 | 1,442,000 |
| Noninterest income | 84,000 | 175,000 | 275,000 | 353,000 |
| Noninterest expense | 349,000 | 679,000 | 1,041,000 | 1,392,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 94,000 | 208,000 | 296,000 | 391,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 208,000 | 296,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,426,000 | 4,540,000 | 4,629,000 | 4,338,000 |
| Total capital | 4,686,000 | 4,795,000 | 4,888,000 | 4,589,000 |
| Risk-weighted assets | 20,809,000 | 20,433,000 | 20,746,000 | 20,127,000 |