Call reports 2011
KEYSTONE BANK, SSB — 2011
What KEYSTONE BANK, SSB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 39,121,000 | 39,124,000 | 42,125,000 | 43,317,000 |
| Total loans | 18,807,000 | 19,878,000 | 19,830,000 | 19,707,000 |
| Allowance for loan losses | 261,000 | 266,000 | 264,000 | 272,000 |
| Securities available for sale | 15,100,000 | 15,541,000 | 16,445,000 | 18,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,348,000 | 34,208,000 | 37,101,000 | 38,349,000 |
| Interest-bearing deposits | 26,010,000 | 25,574,000 | 27,552,000 | 27,681,000 |
| Noninterest-bearing deposits | 8,338,000 | 8,634,000 | 9,549,000 | 10,668,000 |
| Equity capital | 4,697,000 | 4,802,000 | 4,913,000 | 4,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 834,000 | 1,274,000 | 1,702,000 |
| Interest expense | 44,000 | 86,000 | 130,000 | 172,000 |
| Net interest income | 398,000 | 748,000 | 1,144,000 | 1,530,000 |
| Noninterest income | 111,000 | 212,000 | 332,000 | 444,000 |
| Noninterest expense | 405,000 | 814,000 | 1,221,000 | 1,635,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 104,000 | 146,000 | 235,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 146,000 | 235,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,425,000 | 4,468,000 | 4,556,000 | 4,324,000 |
| Total capital | 4,671,000 | 4,724,000 | 4,817,000 | 4,587,000 |
| Risk-weighted assets | 19,832,000 | 20,506,000 | 20,897,000 | 21,063,000 |