Call reports 2002
KEYSTONE BANK, SSB — 2002
What KEYSTONE BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,710,000 | 36,154,000 | 36,646,000 | 37,374,000 |
| Total loans | 13,632,000 | 13,959,000 | 14,475,000 | 14,836,000 |
| Allowance for loan losses | 394,000 | 391,000 | 397,000 | 425,000 |
| Securities available for sale | 16,532,000 | 17,651,000 | 17,098,000 | 17,414,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,247,000 | 31,292,000 | 31,527,000 | 32,311,000 |
| Interest-bearing deposits | 26,540,000 | 26,184,000 | 26,235,000 | 27,106,000 |
| Noninterest-bearing deposits | 4,707,000 | 5,108,000 | 5,292,000 | 5,205,000 |
| Equity capital | 4,360,000 | 4,724,000 | 4,929,000 | 4,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,036,000 | 1,553,000 | 2,049,000 |
| Interest expense | 175,000 | 337,000 | 485,000 | 620,000 |
| Net interest income | 343,000 | 699,000 | 1,068,000 | 1,429,000 |
| Noninterest income | 132,000 | 241,000 | 344,000 | 471,000 |
| Noninterest expense | 345,000 | 671,000 | 996,000 | 1,329,000 |
| Provision for loan losses | 4,000 | 4,000 | 9,000 | 49,000 |
| Pretax income | 155,000 | 294,000 | 436,000 | 556,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 294,000 | 436,000 | 556,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,221,000 | 4,359,000 | 4,501,000 | 4,321,000 |
| Total capital | 4,440,000 | 4,580,000 | 4,727,000 | 4,553,000 |
| Risk-weighted assets | 17,321,000 | 17,476,000 | 17,895,000 | 18,372,000 |