Call reports 2001
KEYSTONE BANK, SSB — 2001
What KEYSTONE BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,331,000 | 35,310,000 | 34,284,000 | 35,009,000 |
| Total loans | 14,049,000 | 13,283,000 | 13,369,000 | 13,919,000 |
| Allowance for loan losses | 535,000 | 565,000 | 487,000 | 409,000 |
| Securities available for sale | 14,728,000 | 17,008,000 | 17,612,000 | 14,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,954,000 | 30,840,000 | 29,430,000 | 30,364,000 |
| Interest-bearing deposits | 25,698,000 | 25,751,000 | 25,067,000 | 25,865,000 |
| Noninterest-bearing deposits | 4,256,000 | 5,089,000 | 4,363,000 | 4,499,000 |
| Equity capital | 4,244,000 | 4,311,000 | 4,645,000 | 4,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 587,000 | 1,144,000 | 1,707,000 | 2,258,000 |
| Interest expense | 313,000 | 600,000 | 849,000 | 1,058,000 |
| Net interest income | 274,000 | 544,000 | 858,000 | 1,200,000 |
| Noninterest income | 88,000 | 188,000 | 286,000 | 411,000 |
| Noninterest expense | 307,000 | 615,000 | 929,000 | 1,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 106,000 |
| Pretax income | 66,000 | 142,000 | 241,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 66,000 | 142,000 | 241,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,054,000 | 4,131,000 | 4,229,000 | 4,265,000 |
| Total capital | 4,272,000 | 4,343,000 | 4,441,000 | 4,483,000 |
| Risk-weighted assets | 17,129,000 | 16,622,000 | 16,649,000 | 17,227,000 |