Call reports 2015
BANK OF QUINCY — 2015
What BANK OF QUINCY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 143,637,000 | 147,721,000 | 147,806,000 |
| Total loans | 117,175,000 | 122,633,000 | 122,816,000 |
| Allowance for loan losses | 1,200,000 | 1,190,000 | 1,383,000 |
| Securities available for sale | 8,467,000 | 6,898,000 | 6,656,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 112,503,000 | 113,252,000 | 117,035,000 |
| Interest-bearing deposits | 98,785,000 | 98,660,000 | 100,788,000 |
| Noninterest-bearing deposits | 13,718,000 | 14,592,000 | 16,247,000 |
| Equity capital | 15,794,000 | 15,944,000 | 15,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 1,546,000 | 3,111,000 | 4,700,000 |
| Interest expense | 218,000 | 444,000 | 684,000 |
| Net interest income | 1,328,000 | 2,667,000 | 4,016,000 |
| Noninterest income | 175,000 | 353,000 | 567,000 |
| Noninterest expense | 933,000 | 1,878,000 | 2,882,000 |
| Provision for loan losses | 135,000 | 135,000 | 335,000 |
| Pretax income | 437,000 | 1,059,000 | 1,418,000 |
| Income tax | -29,000 | -25,000 | -19,000 |
| Net income | 466,000 | 1,084,000 | 1,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 15,666,000 | 15,958,000 | 15,878,000 |
| Total capital | 16,872,000 | 17,154,000 | 17,267,000 |
| Risk-weighted assets | 119,850,000 | 122,723,000 | 124,010,000 |