Call reports 2014
BANK OF QUINCY — 2014
What BANK OF QUINCY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 139,308,000 | 136,567,000 | 143,021,000 | 148,690,000 |
| Total loans | 108,863,000 | 113,124,000 | 117,106,000 | 116,887,000 |
| Allowance for loan losses | 1,034,000 | 1,042,000 | 1,069,000 | 1,062,000 |
| Securities available for sale | 9,729,000 | 9,457,000 | 9,520,000 | 15,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,794,000 | 107,661,000 | 112,838,000 | 107,714,000 |
| Interest-bearing deposits | 95,155,000 | 93,162,000 | 98,592,000 | 93,242,000 |
| Noninterest-bearing deposits | 13,639,000 | 14,499,000 | 14,246,000 | 14,472,000 |
| Equity capital | 14,910,000 | 15,063,000 | 15,613,000 | 15,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,405,000 | 2,890,000 | 4,437,000 | 5,995,000 |
| Interest expense | 194,000 | 431,000 | 664,000 | 882,000 |
| Net interest income | 1,211,000 | 2,459,000 | 3,773,000 | 5,113,000 |
| Noninterest income | 241,000 | 398,000 | 545,000 | 699,000 |
| Noninterest expense | 978,000 | 1,912,000 | 2,887,000 | 3,890,000 |
| Provision for loan losses | 64,000 | 74,000 | 26,000 | 286,000 |
| Pretax income | 410,000 | 871,000 | 1,405,000 | 1,647,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 42,000 |
| Net income | 399,000 | 850,000 | 1,373,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,800,000 | 14,902,000 | 15,418,000 | 15,311,000 |
| Total capital | 15,839,000 | 15,949,000 | 16,492,000 | 16,379,000 |
| Risk-weighted assets | 111,101,000 | 113,748,000 | 118,726,000 | 118,774,000 |