Call reports 2013
BANK OF QUINCY — 2013
What BANK OF QUINCY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 136,436,000 | 130,425,000 | 126,213,000 | 136,868,000 |
| Total loans | 99,509,000 | 99,629,000 | 102,816,000 | 102,216,000 |
| Allowance for loan losses | 985,000 | 966,000 | 997,000 | 994,000 |
| Securities available for sale | 11,851,000 | 12,794,000 | 9,445,000 | 16,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,765,000 | 102,107,000 | 97,233,000 | 101,261,000 |
| Interest-bearing deposits | 92,276,000 | 86,938,000 | 83,715,000 | 86,157,000 |
| Noninterest-bearing deposits | 15,489,000 | 15,169,000 | 13,518,000 | 15,104,000 |
| Equity capital | 14,439,000 | 14,444,000 | 14,537,000 | 14,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,400,000 | 2,834,000 | 4,260,000 | 5,688,000 |
| Interest expense | 240,000 | 467,000 | 685,000 | 879,000 |
| Net interest income | 1,160,000 | 2,367,000 | 3,575,000 | 4,809,000 |
| Noninterest income | 223,000 | 398,000 | 652,000 | 818,000 |
| Noninterest expense | 873,000 | 1,733,000 | 2,665,000 | 3,536,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 50,000 |
| Pretax income | 510,000 | 1,032,000 | 1,513,000 | 2,042,000 |
| Income tax | 19,000 | 39,000 | 5,000 | 5,000 |
| Net income | 491,000 | 993,000 | 1,508,000 | 2,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,117,000 | 14,271,000 | 14,442,000 | 14,671,000 |
| Total capital | 15,105,000 | 15,240,000 | 15,444,000 | 15,670,000 |
| Risk-weighted assets | 102,208,000 | 102,747,000 | 105,936,000 | 105,912,000 |