Call reports 2012
BANK OF QUINCY — 2012
What BANK OF QUINCY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,484,000 | 123,705,000 | 124,266,000 | 143,051,000 |
| Total loans | 89,894,000 | 92,620,000 | 97,883,000 | 98,140,000 |
| Allowance for loan losses | 936,000 | 966,000 | 985,000 | 985,000 |
| Securities available for sale | 12,816,000 | 14,981,000 | 11,325,000 | 22,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,234,000 | 93,572,000 | 94,322,000 | 104,557,000 |
| Interest-bearing deposits | 79,186,000 | 79,025,000 | 82,437,000 | 91,347,000 |
| Noninterest-bearing deposits | 14,048,000 | 14,547,000 | 11,885,000 | 13,210,000 |
| Equity capital | 13,585,000 | 13,872,000 | 14,549,000 | 14,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,338,000 | 2,737,000 | 4,183,000 | 5,621,000 |
| Interest expense | 249,000 | 499,000 | 747,000 | 1,037,000 |
| Net interest income | 1,089,000 | 2,238,000 | 3,436,000 | 4,584,000 |
| Noninterest income | 249,000 | 447,000 | 725,000 | 1,045,000 |
| Noninterest expense | 802,000 | 1,664,000 | 2,579,000 | 3,514,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 80,000 |
| Pretax income | 508,000 | 963,000 | 1,519,000 | 2,052,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 493,000 | 933,000 | 1,474,000 | 1,992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,298,000 | 13,561,000 | 14,229,000 | 13,978,000 |
| Total capital | 14,242,000 | 14,530,000 | 15,217,000 | 14,966,000 |
| Risk-weighted assets | 93,142,000 | 95,678,000 | 100,401,000 | 102,462,000 |