Call reports 2011
BANK OF QUINCY — 2011
What BANK OF QUINCY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,172,000 | 107,389,000 | 112,517,000 | 118,128,000 |
| Total loans | 82,590,000 | 84,255,000 | 88,460,000 | 85,064,000 |
| Allowance for loan losses | 827,000 | 857,000 | 902,000 | 905,000 |
| Securities available for sale | 10,533,000 | 9,647,000 | 10,459,000 | 13,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,852,000 | 80,303,000 | 86,324,000 | 88,316,000 |
| Interest-bearing deposits | 73,600,000 | 73,277,000 | 77,080,000 | 73,989,000 |
| Noninterest-bearing deposits | 6,252,000 | 7,026,000 | 9,244,000 | 14,327,000 |
| Equity capital | 12,365,000 | 12,676,000 | 13,031,000 | 13,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,276,000 | 2,579,000 | 3,947,000 | 5,323,000 |
| Interest expense | 315,000 | 621,000 | 929,000 | 1,195,000 |
| Net interest income | 961,000 | 1,958,000 | 3,018,000 | 4,128,000 |
| Noninterest income | 111,000 | 235,000 | 455,000 | 708,000 |
| Noninterest expense | 739,000 | 1,483,000 | 2,312,000 | 3,193,000 |
| Provision for loan losses | 30,000 | 60,000 | 87,000 | 107,000 |
| Pretax income | 303,000 | 656,000 | 1,079,000 | 1,540,000 |
| Income tax | 9,000 | 19,000 | 28,000 | 54,000 |
| Net income | 294,000 | 637,000 | 1,051,000 | 1,486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,461,000 | 12,585,000 | 12,803,000 | 12,985,000 |
| Total capital | 13,290,000 | 13,444,000 | 13,707,000 | 13,890,000 |
| Risk-weighted assets | 82,962,000 | 84,749,000 | 89,394,000 | 87,397,000 |