Call reports 2010
BANK OF QUINCY — 2010
What BANK OF QUINCY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 98,458,000 | 102,967,000 | 104,327,000 | 106,691,000 |
| Total loans | 78,049,000 | 80,612,000 | 82,226,000 | 82,103,000 |
| Allowance for loan losses | 779,000 | 809,000 | 839,000 | 839,000 |
| Securities available for sale | 7,230,000 | 7,778,000 | 9,112,000 | 11,532,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,460,000 | 77,856,000 | 80,431,000 | 79,554,000 |
| Interest-bearing deposits | 72,412,000 | 71,853,000 | 74,594,000 | 71,427,000 |
| Noninterest-bearing deposits | 6,048,000 | 6,003,000 | 5,837,000 | 8,127,000 |
| Equity capital | 12,033,000 | 11,910,000 | 12,187,000 | 12,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,203,000 | 2,485,000 | 3,814,000 | 5,159,000 |
| Interest expense | 388,000 | 764,000 | 1,166,000 | 1,502,000 |
| Net interest income | 815,000 | 1,721,000 | 2,648,000 | 3,657,000 |
| Noninterest income | 145,000 | 288,000 | 639,000 | 1,006,000 |
| Noninterest expense | 654,000 | 1,298,000 | 2,015,000 | 2,801,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 175,000 |
| Pretax income | 276,000 | 651,000 | 1,185,000 | 1,695,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 29,000 |
| Net income | 270,000 | 639,000 | 1,167,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,018,000 | 11,876,000 | 12,104,000 | 12,348,000 |
| Total capital | 12,799,000 | 12,685,000 | 12,943,000 | 13,189,000 |
| Risk-weighted assets | 75,957,000 | 77,815,000 | 80,081,000 | 80,355,000 |